Your first consultation with us is offered at no cost and with no obligation. In this session, we explore your current situation (including assets and debts), your financial objectives, goals and expectations.

We'll guide you through a confidential questionnaire designed to help us understand your existing situation, your goals and your tolerance to risk and general investment knowledge.

After our discussion and collection of data, should you require it, we will prepare written recommendations for you. This document is called a Statement of Advice. This plan may include various strategies, designed to achieve your financial goal.

Prior to preparing your Statement of Advice, you will be informed of the cost to prepare this document, you are under no obligation to have written recommendations prepared. Nor are you under any obligation to accept the recommendations once they are prepared.

Upon agreement on the recommendations provided, we will implement your financial plan for you, preparing all paperwork, liasing with fund managers/ super funds and liaising with other organisations such as centrelink if required.

regularly reviewing your financial strategy is critical to you reaching and maintaining your financial goal.

Once you are a client, we remain in constant contact with you throughout the year. We meet with you at least once a year to review your plan and discuss its progression. We also discuss your investments so you remain comfortable and not spooked by outside noise.

You receive quarterly updates from us as well - detailing how your investment/s are progressing and performing.

Finally we are readily available to discuss with you any concern or queries you may have.